Assurance vs Insurance
I’ve always puzzled over why some companies were called insurance companies while others were called assurance companies. So, I investigated…
Insurance provides financial coverage for unforeseen circumstances surrounding an event, such as fire, theft, or flooding. Insurance refers to coverage over a limited time. In other words, IF something happens which causes you loss, the insurer will pay you for them loss as stated in the policy.
Assurance provides coverage for events that will occur, such as death. … Assurance refers to persistent coverage over extended periods or until death. WHEN something happens payment is made.
When we consider these terms in relation to our walk with Christ we discover Christ provides both!
We do not know what challenges may come to us in our journey of faith… Perhaps prolonged sickness, perhaps great financial loss, perhaps seasons requiring great endurance or perseverance of faith, perhaps times where words must be carefully measured and where great wisdom is required… Scripture promises us that in all things Christ will prove Himself sufficient.
“If God is for us, who can be against us?” Paul asks rhetorically (Rom. 8:31).
“Who shall separate us from the love of Christ? Shall trouble or hardship or persecution or famine or nakedness or danger or sword? … No, in all these things we are more than conquerors through Him Who loved us. For I am convinced that neither death nor life, neither angels nor demons, neither the present nor the future, nor any powers, neither height nor depth, nor anything else in all creation, will be able to separate us from the love of God that is in Christ Jesus our Lord.” (Rom. 8:35, 37-39)
Another time Paul testified, “I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do all this through Him who gives me strength.” (Phil. 4:12-13). Whatever unforeseen circumstances we experience, Christ will be right there with us in the midst of them, giving strength, whispering wisdom, prompting hope, and providing for our needs.
Best of all Christ will be there as well at the inevitable end of the believer’s pilgrimage, for surely every one of us will die. “It is appointed unto men once to die, but after this the judgment” (Heb. 9:27). His Presence then is assured. It’s in the “Policy”…
“For this God is our God for ever and ever; He will be our Guide even to the end.” (Ps. 48:14).
“Even though I walk through the valley of the shadow of death, I will fear no evil, for You are with me;” (Ps. 23:4).
The better Insurance/Assurance policies can be costly, but Christ’s offer is free! As the hymn celebrates,
“Strength for today and bright hope for tomorrow
Blessings all mine, with ten thousand beside”
(Great is The Faithfulness, Thomas Chisholm, 1866–1960)
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